A widening skills gap, in an environment where mistakes get expensive.
Experienced adjusters are retiring, repair complexity keeps climbing, calibration frequency alone rose from 21.8% to 28.3% of repairable estimates in a single year, and legacy training can't scale to fill the gap fast enough. In pure comparative-negligence states, missing even a modest liability shift can cost thousands per claim, the kind of judgment call that takes years to develop instinctively. More headcount, more manual training, and more shadowing don't scale against a shrinking pool of experienced mentors.